Classic cars are another specialty niche within the personal lines marketplace. We represent markets that write specialty personal auto policies for your classic cars. These policies are usually written after your regularly driven cars are already insured on a separate Personal Auto Policy. Since your “Classic Car” is treated as your personal prize, it garaged in your personal museum and you do not drive your classic car on a regular basis. Because of this limited use and extraordinary care, the classic car insurance company is willing to write coverage for this particular vehicle at a much reduced rate compared to your primary Personal Auto policy.
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